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Kiwisaver Return Comparison Tool

Play with different contributions, returns and time frames to see the impact of compounding returns.

Financial Solutionz — KiwiSaver scenario comparison
Financial Solutionz

KiwiSaver calculator comparing the projected future balance of up to five contribution and fund return scenarios over time, with an option to adjust for inflation

KiwiSaver scenario comparison

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Balance grows year on year for each scenario, ending at the values shown in the cards above.

Illustrative only, not financial advice. Employer contribution defaults to New Zealand's current 3.5% minimum. Government contribution modeled at 25c per $1 contributed, capped at $260.72/year, phased out above $180k income. Does not account for ESCT or fees.